Independent Claims Consultants

Terms & Conditions

This website is maintained by C&S Associates (UK) Limited, a private limited company incorporated in England and Wales under company number 4616535 with its registered office at 3-4 Funtley Court, Funtley, Fareham, Hampshire PO16 7UY.

By entering and using this website you agree to abide by the terms and conditions of use set out below and as amended from time to time.  

By entering or using the website you agree to accept the terms and conditions and acknowledge that C&S Associates (UK) Limited may amend these terms and conditions from time to time without notice to you.  If you do not accept and agree to be bound by these terms and conditions you must not enter or use the website.


All materials on this site are copyright to C&S Associates (UK) Limited and may be used, downloaded, copied, reproduced, republished, posted, broadcast, transmitted or linked only for your personal and non-commercial use.  All rights are reserved.

Commercial replication can be made only with prior written consent from C&S Associates (UK) Ltd.  This can be obtained from the Company Directors at 3-4 Funtley Court, Funtley, Fareham, Hampshire PO16 7UY or by calling 01329 282956.  Use of this website does not infer any licence to use the name or trademarks of C&S Associates (UK) Ltd or any third party.


Linking to or framing of this website without the prior consent of C&S Associates (UK) Limited is prohibited.

From this website you may be able to access websites operated by others.  C&S Associates (UK) Limited does not endorse such websites and does not accept responsibility for any damage or loss you may suffer from accessing such websites or any material on them.

This privacy policy applies only to our site, so you should always be aware when you are moving to another site and read the privacy statement of any other site(s) which collect personal information about you.

Where you are directed to this website from another site we may receive personal information relating to you from the other site(s).  You should read the privacy policies applicable to such sites as these will govern the use of any personal information that you provided when accessing such sites and which is provided to/by us.  We do not pass on any personal information you have given us to any other site.


Viruses and similar destructive programs are an inherent risk of communication via the internet.  C&S Associates (UK) Limited will use its reasonable endeavours to prevent contamination of any material accessed by you via the website but, to the maximum extent permitted by law, C&S Associates (UK) Limited excludes any liability for any virus or similar destructive code which computer equipment and/or software used by you may suffer as a result of you accessing the website and/or as a result of any other communication via the internet between you and C&S Associates (UK) Limited.

It is your sole responsibility to scan what you choose to download from this website to ensure that it is free from viruses, worms, Trojans and other similar destructive code.


If you wish to register for any service provided via this website, you agree to provide accurate, current and complete information about yourself when completing your registration.  C&S Associates (UK) Limited will use this information for the purpose of processing and managing your registration and in order to provide the relevant services to you.

Site content disclaimer

The information contained in this website is provided on an ‘as is’ basis.  The information is given in good faith for general information only and is subject to change without notice.  C&S Associates (UK) Limited uses its reasonable efforts to ensure its accuracy but makes no representation and gives no warranty as to its accuracy or otherwise.  To the fullest extent permitted by law all such representations and warranties whether expressed or implied are excluded.

Nothing on this website is intended to be, nor should it be, construed as being an offer to enter into a contractual relationship.

You are allowed to enter this site in exchange for you agreeing not to adapt, alter or create any derivative work from any of the material on this site.  The site may be used only for lawful purposes and your use must not infringe the rights of, or restrict or otherwise inhibit the use or enjoyment of this site by any third party.  You agree to notify C&S Associates (UK) Limited forthwith of any such use of this site of which you become aware.  

C&S Associates (UK) Limited accepts no liability or any loss or damage howsoever arising, whether direct, indirect, special or consequential, which may be suffered by any person in accessing, downloading, using or relying on any information or other materials contained in this website, save that nothing in this notice shall restrict or exclude C&S Associates (UK) Limited liability for death or personal injury resulting from C&S Associates (UK) Limited’s negligence, or for fraud, or any other liability which may not be excluded or restricted by law.

Further C&S Associates (UK) Limited does not warrant that this site or any function or material within it will be fault or error free.


Any dispute between you and C&S Associates (UK) Limited in relation to this website, or your use of it, or any content shall be governed by the laws of England and Wales and you submit to the exclusive jurisdiction of the English courts.


Privacy Policy

Our principles

C&S Associates (UK) Limited is committed to protecting your privacy.  We will safeguard your privacy and personal information while providing our users and our clients with a valuable and informative service.

Data Protection Act

Under the Data Protection Act, we have a legal duty to protect any information we collect from you.


Cookies are pieces of data that are often created when you visit a website, and which are stored in the cookies directory of your computer.  Cookies are created when you visit this site.  We use Google Analytics Cookies which are used to collect information about how visitors use our site. We use the information to compile reports and to help us improve the site. The cookies collect information in an anonymous form, including the number of visitors to the site, where visitors have come to the site from and the pages they visited. The cookies do not contain any personal information about you, and they cannot be used to identify an individual user.


If this privacy policy changes in any way, we will place an updated version on this page.

Postings by you and third parties

You understand and agree that all material that you post on to any area of this website (including, but without limitation, any online chat forum) are your sole responsibility.  This means that you and not us are entirely responsible for all content that you upload, post and/or e-mail via C&S Associates (UK) Limited forums and the website.

C&S Associates (UK) Limited does not control content posted via any forum and/or chat area and accordingly does not guarantee the accuracy, integrity and/or quality of the content.

Under no circumstances will C&S Associates (UK) Limited be liable for any content or for any loss or damage of any kind incurred as a result of your use of any content on the website.  You acknowledge that you are solely responsible for evaluating all risks associated with the use of any content.

You are prohibited from posting and/or transmitting to or from the website any material:

  • That is threatening, defamatory, obscene, indecent, offensive, pornographic, abusive, liable to incite racial hatred, discriminatory, menacing, scandalous, inflammatory, blasphemous, in breach of confidence and/or privacy, and/or which may be detrimental to C&S Associates (UK) Limited reputation or to the reputation of any third party, cause annoyance or inconvenience;
  • That is unsolicited and/or unauthorised, including but not limited to any marketing materials, junk mail, spam, chain letters;
  • For which you have not obtained all necessary consent licences and/or approvals;
  • Which is illegal or otherwise contrary to and/or infringes the rights of any third party; and/or which is technically harmful (including without limitation viruses, logic bombs, Trojans, worms and/or destructive code);
  • You agree that you will not use any forum area and/or any part of the website to;
    • Impersonate any person or entity, falsely state or otherwise misrepresent your affiliation with a person or entity or disguise the origin of any content;
    • Stalk or otherwise harass, attack, abuse and/or threaten another; and/or
    • Collect or store personal data about other users.

We will fully co-operate with any law enforcement authorities and/or court order requesting us to disclose the identity of or locate anyone posting any material in breach of the above terms.

We may at our sole discretion and at any time modify and/or remove any content post onto the website.

How can we help ?

If you would like to know how we can help you or have any questions, please call us on

01329 282956


Successful partnerships collectively offer more together than they can individually.
Directors, C&S Associates